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Mutual Fund Returns Calculator
Calculate returns on your mutual fund investments
Calculate Your Returns
₹
₹
Absolute returns
₹50,000
Return percentage
50.00%
Investment Growth Over Time
Total Invested
₹1,00,000
Total Returns
₹50,000
Returns Breakdown
Total Invested₹1,00,000
Current Value₹1,50,000
Investment Period0.00 years
Absolute Returns₹50,000
Return Percentage50.00%
Understanding Mutual Fund Returns
Return Metrics:
- • Absolute Return: Simple percentage gain/loss
- • CAGR: Annualized return rate (best for lumpsum)
- • XIRR: Annualized return considering cash flow timing (best for SIP)
Tax Rules (Equity Funds):
- • Long Term (≥1 year): 10% tax on gains above ₹1 lakh
- • Short Term (<1 year): 15% tax on all gains
- • LTCG Exemption: First ₹1 lakh gains are tax-free
- • Indexation: Not applicable for equity funds
Expected Returns (FY 2025-26):
- • Equity Funds: 10-12% CAGR
- • Hybrid Funds: 8-10% CAGR
- • Debt Funds: 6-8% CAGR
- • Returns are market-linked and not guaranteed
Disclaimer: This calculator is for estimation purposes only. Results are approximate and may vary from actual values. Please consult with a financial advisor for personalized advice.