Privacy Policy

1. Introduction

Undash-Cop Private Limited ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use Futuro Expenses.

2. Compliance with Indian Data Protection Laws

We comply with the Digital Personal Data Protection Act, 2023 (DPDPA) and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

3. Information We Collect

3.1 Personal Information

• Name, email address, and contact information
• Account credentials (encrypted and secured)
• Profile information

3.2 Financial Data

• Expense transactions you enter
• Budget information
• Financial goals and targets
• Category preferences

3.3 Technical Information

• Device information and identifiers
• IP address and location data
• Usage patterns and analytics
• Cookies and similar technologies

4. How We Use Your Information

• To provide and maintain the Service
• To process your transactions and requests
• To send you important updates and notifications
• To improve and personalize your experience
• To detect and prevent fraud or abuse
• To comply with legal obligations

5. Data Security

We implement industry-standard security measures including:

• 256-bit SSL/TLS encryption for data in transit
• AES-256 encryption for data at rest
• Regular security audits and penetration testing
• Access controls and authentication mechanisms
• Secure data centers with physical security

6. Data Storage and Retention

Your data is stored on secure servers located in India. We retain your personal data only for as long as necessary to provide the Service and comply with legal obligations. You may request deletion of your data at any time.

7. Data Sharing and Disclosure

We do not sell your personal or financial data. We may share information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or court orders
• With service providers who assist in operating the Service (under strict confidentiality agreements)
• In case of business transfer or merger (with prior notice)

8. Your Rights Under DPDPA, 2023

As per the Digital Personal Data Protection Act, 2023, you have the right to:

• Access your personal data
• Correct inaccurate data
• Erase your personal data
• Withdraw consent
• Grievance redressal
• Nominate a representative

9. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. You can control cookie preferences through your browser settings.

10. Third-Party Services

Our Service may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

11. Children's Privacy

Our Service is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

12. International Data Transfers

Your data is primarily stored and processed in India. Any international transfers comply with applicable data protection laws.

13. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or through the Service.

14. Grievance Officer

As required under Indian law, we have appointed a Grievance Officer:

Email: [email protected]
Address: Registered Office, Bengaluru, India
Response Time: Within 30 days as per DPDPA, 2023

15. Contact Us

For privacy-related queries or to exercise your rights, contact us at:

Email: [email protected]
Website: www.undash-cop.com